Our insurance coordinators will prepare all the necessary forms for the proper utilization of your benefits. However, please remember that your policy is an agreement between you and your insurance company and not between your insurance company and our office. We are very happy to submit your dental claim forms, and even though our estimates are given as carefully as possible, we cannot guarantee any estimated coverage. If you would like to know your expected coverage before any treatment, we will submit a pre-determination of benefits to the insurance company and they will send a detailed response estimated within 4-6 weeks.

The following are some of the major insurances and plans our offices participate with:

If you have questions regarding any other insurance not included in this list, please contact the  office closest to you:

  • North Bergen Office – 201 854 8100
  • Passaic Office – 973 473 8188

Financial Arrangements

Payments are expected at the time the services are performed. We accept cash, checks, Visa, MasterCard, Discover, American Express and CareCredit. Our office managers will gladly assist you with any other financial arrangements and provide details about our financing plan. For more information, please read our Financial Agreement.

Still have questions? Contact us!

Our Doctors

Dr. Zenaida Mulkay & Dr. Guillermo Castillo

Dr. Castillo and Dr. Mulkay were raised in the northern part of New Jersey.

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